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Cybersecurity · 5 min

MFA and password management: the basics

Multi-factor authentication (MFA) requires, in addition to your password, a second element to log in — for example a code on your phone. Together with good password management, it is the defence with the best cost-benefit ratio: it blocks most attacks based on stolen credentials, with minimal effort.

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Key points

  • MFA adds a second factor on top of the password.
  • It is the defence with the best cost-benefit ratio against stolen credentials.
  • It should be enabled first on email, remote access and critical tools.
  • A password manager makes strong, unique passwords practical.

Why passwords alone are not enough

Passwords get stolen, guessed or reused across multiple services. A single compromised password can open access to critical systems. That is why a password alone is no longer a sufficient defence: you need a second layer that renders stolen credentials useless.

MFA: the single most effective measure

With MFA, even if an attacker obtains your password, they cannot log in without the second factor. It is a simple, often free measure that blocks the vast majority of automated credential attacks. It should be enabled as a priority on email, remote access, business applications and critical tools.

  • Enable MFA on email and remote access first.
  • Extend it to business applications and tools with sensitive data.
  • Prefer authenticator apps over codes via SMS.

Managing passwords well

Alongside MFA, good password hygiene further reduces the risk: long passwords, different for each service, managed with a password manager rather than written down or reused. A password manager makes it practical to have strong credentials without having to remember them.

FAQ

Is MFA complicated to use? +

No: it adds a quick step (a code or a confirmation) to logging in. The small effort is amply repaid by the protection it offers.

Is MFA via SMS or via app better? +

Via an authenticator app: it is more secure than SMS, which can be intercepted. SMS is still better than no second factor at all.

Does a company need a password manager? +

Yes: it makes it practical to use strong, unique passwords for each service, avoiding risky reuse and notes.

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